An individual retirement account (IRA) is an investment account that gives you amazing tax advantages for retirement savings. The two common types: Traditional IRA. This account allows you to invest pre-tax income. You’ll rollover your 401k into a traditional IRA whenever you leave a job. Currently, anyone younger than 70 ½ -years old is allowed to […]
Author Archives: lvnlegend19
Ever had that twang of regret as you stumble upon old hobby supplies and you realize that you haven’t done anything hobby-related in years? Or what about another twang? The one where you feel guilty that you’re spending money on a hobby when you could be building your empire? You could do both. Zero regrets […]
There’s not a single person on the planet who wouldn’t like to work less and make more money at the same time. But the very idea of making more while working less is totally absurd to some people. In a world where so many of us trade our time for money (clock in, clock out), […]
The truth is that not every job out there is a good fit for you. Sometimes you need to try ten different jobs to figure out what you really want to do in life. It’s all part of the process. But quitting your job is a huge (and sometimes scary) step. And it’s tough to know […]
Krakenimages.com / Shutterstock.com Social Security is a significant source of income for many retirees, but people often misunderstand even basic concepts behind this government program. Nearly 90% of American adults say they are at least somewhat confident in their knowledge of Social Security, according to the 8th Annual Social Security Consumer Survey from the Nationwide […]
Stock-Asso / Shutterstock.com Are you preparing a resume? It’s natural to want to tell prospective employers all about yourself — but some things are better left unsaid. Remember, you have only a limited amount of space to convince someone you would be a good hire. So, avoid including anything that might offend, or cause an […]
“I think I’d go crazy from all the distractions.” That’s what many people say when they hear that the IWT staff works full time from home. Many people just don’t understand how you can focus on work, stay productive, and get work done in a house full of kids and other distractions. Truth is: They’re right. […]
Sometimes the things that are holding us back are just in our minds. How many of us have looked at a pile of papers in our living room for weeks, building up how long it would take to clean… …and then when we finally tackled it, it took 5 minutes? I know the feeling. Sigh. […]
Recently, the IWT team asked over 275,000 readers how long they’ve been thinking about starting their own business. The answers we got blew us away: Isn’t it strange that more than half of people have been THINKING about starting a business…for years? When we dug a little deeper, we started to see patterns that hold […]
Let’s be honest: people suck at goal setting. Even when we really want to do something, we have a hard time achieving it. (Need proof? Just consider that the vast majority of New Year’s resolutions fail by February.) But, it’s not our fault. Nobody teaches us how to really achieve what we set out to […]