Author Archives: lvnlegend19

15 Affordable Cities With the Most 6-Figure Jobs

Trismegist san / Editor’s Note: This story originally appeared on How to Home. Over the last two years, U.S. workers have contended with one of the most unusual economic environments in memory. On one hand, persistent tightness in the labor market has provided greater opportunity and wage growth for many workers. The unemployment rate […]

Voters Just Raised the Minimum Wage in These 3 Places

Med Photo Studio / As the nation remains uncertain about which party will control Congress, those who work in three locales across the nation can be sure of a raise, thanks to Tuesday’s election results. In those three places, voters decided to hike the minimum wage. Following are the two states and one district […]

Robo-Advisors: Should You Use One? Pros & Cons (+ tips)

You may have heard about “robo-advisors” like Betterment and Wealthfront. Robo-advisors are investment firms that use computer algorithms to invest your money (“robo” refers to a computer investing for you versus an expensive adviser). You’re probably wondering if they are a good investment and if you should use one. As a NYT best-selling author on […]

Will Social Security Run Out of Money?

FabrikaSimf / The Social Security system of retirement benefits, begun in 1935, are a crucial underpinning of life for American retirees. For most people over 65, it’s undoubtedly hard to imagine life without this retirement benefit. About half of Americans 65 or older live in households that depend on Social Security benefits for half […]

What Income Level Is Considered Poverty in Your State?

Phovoir / How poor do you have to be before you’re in poverty? The answer is important because many social welfare programs determine eligibility by some measure of poverty — often based on the federal poverty guidelines. These include the Medicaid health insurance program and the Supplemental Nutrition Assistance Program (SNAP), which was previously […]

IRS Increases Tax Breaks for Gifts, Estates and Capital Gains

Dean Drobot / The income thresholds that trigger some important taxes are changing in 2023, the IRS has announced. The agency is making the changes to account for inflation. The moves will mostly impact wealthy taxpayers, although some folks in the middle class also likely will benefit. Following are definitions of the three key […]

15 Metros Where Construction Workers Can’t Afford Homes

Cineberg / Editor’s Note: This story originally appeared on Construction Coverage. After slowing down at the beginning of the pandemic, the construction industry has bounced back, spurred on by the housing market boom. Construction employment reached 7.7 million in August, surpassing pre-COVID-19 levels, and nearly matching peak construction employment in 2006. With the signing […]