God, can we please stop with guilting people over the morning pages, the journaling, the meditation, the drinking 18 gallons of mint-infused water, and the yoga? If you want to do those, GREAT! But you don’t have to. My rules for the perfect morning: No, you don’t need to meditate to be successful! No, you […]
Author Archives: lvnlegend19
Andrey_Popov / Shutterstock.com Does working from home work for you? If you were one of the many U.S. workers forced by the coronavirus pandemic to work from home in the last year or so, you may have been able to find out. Home-based remote work has enjoyed a big boost from the pandemic. Research by […]
When you have debts everywhere you turn, it can feel like you’re completely swamped. Your hands are tied every payday as you funnel money into paying off debts, leaving you with no room to save. That’s why a lot of people turn to debt consolidation, which is when you use a loan to pay off all […]
I know, I know. You’ve been told you’re “throwing money away on rent.” Someone in your life made you feel guilty for not buying a house and building equity. And let me guess: They said something like, “Ugh, I just hated paying someone else’s rent!” Right? There’s just one problem: It’s not true. First, let […]
Parinya Maneenate / Shutterstock.com Editor’s Note: This story originally appeared on Self. During the COVID-19 pandemic, the U.S. government has pumped unprecedented amounts of financial relief to American households to stave off a potential economic disaster. From the expansions of social safety net programs like unemployment insurance and food stamps to multiple rounds of direct […]
sirtravelalot / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. Reaching retirement doesn’t have to mean that you’ll never work again. In fact, it might be a great opportunity to work on your own terms. Part-time work can help you improve your retirement income, keep you active, give you purpose and be fun all […]
fizkes / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Labor Day weekend marked a grim milestone for millions of people out of work due to the coronavirus pandemic. Unemployment benefits ended for about 7.5 million people after President Joe Biden’s administration declined to ask Congress to extend federal benefits again. Another […]
Mix and Match Studio / Shutterstock.com I come from a long line of “dejunkers.” We’re those people who constantly scan their homes for items that haven’t been used for a while — and toss them out. But when I married a graduate student, and we lived on a marginal income, I realized that some of […]
Looking to nail a phone interview you have coming up? Well read on. Interviewing is hard. One of the few ways to make it even harder is to make it a phone interview. In-person, you can read and respond to all of the interviewer’s physical cues, but on the phone you’re often left to guess […]
Strategic asset allocation is the practice of setting a goal for each of your asset classes (e.g., stocks, bonds, cash), and rebalancing it every year as you realize earnings on your investments. This is a great tactic if you want to: Focus on long-term financial goals Enjoy a hands-off approach to your portfolio — and not wring […]