Investing is the single most crucial thing you can do to ensure your financial future — and the sooner you start, the easier it is to get rich. There is more than 100 years of evidence in the stock market that suggests this. Stocks and bonds are a great place to start, so we’re going […]
Author Archives: lvnlegend19
Getting charged for something we didn’t pay for sucks. As Ramit, our founder and ultimate money man points out, your credit card can either be one of the coolest parts of your personal finances or the absolute worst. One of the best things about using a credit card is your ability to dispute charges. This is because credit […]
Alliance Images / Shutterstock.com Editor’s Note: This story originally appeared on SmartAsset.com. U.S. Bureau of Labor Statistics (BLS) data from the second quarter of 2021 shows that female, full-time wage and salary workers earn 82% of what their male counterparts do on average. This pay gap has remained relatively constant over the past decade, but […]
Dean Drobot / Shutterstock.com Thrift stores can be a wonderful mishmash of trash and treasure. But all thrift shoppers have their own “Moby Dick”-style white whales — the items for which they are always hunting. Maybe it’s first-edition books by a favorite childhood author. Or those missing pieces of Grandma’s discontinued china pattern. We’ve all […]
michaeljung / Shutterstock.com Working a little later in life — to age 67 — can help reduce your risk of cognitive decline, according to a recent study. Researchers at the Max Planck Institute for Demographic Research in Rostock, Germany, say that rather than giving a boost to cognitive function, working longer slows the rate of […]
Social event: check. Standing in the corner creepily observing guests hoping someone will come over: check. It doesn’t take a genius to know that staring people into a conversation doesn’t work. Quite the opposite, in fact. But what if you’re just not social? Here’s the thing. Founder of I Will Teach You To Be Rich, Ramit […]
Many of us pick a cell phone plan without giving it much serious thought. Maybe we pick the same carrier we’ve always had or the same amount of data we’ve always bought. But is it really the best plan based on your typical usage? Is there any way you can lower it? The average cell […]
Have you ever wondered how to get into consulting or what you could do as a consultant? Here, you will learn everything you need to know about what consultants do, how to become a consultant, and how to gain some insight into the job through an interview with Pamela Slim, an award-winning author and writer […]
At IWT, we talk about 401ks – a lot. (See here, here, or here for proof) And, that’s with good reason. If you want to be rich, the 401k is one of the most powerful investment tools at your disposal, especially for retirement planning. It is also one of the most misunderstood money-maximizing vehicles, starting […]
So you spent a small pile of money on something you THOUGHT you wanted — only to realize later you could have gone without it. Congrats! You have buyer’s remorse. It’s not fun BUT there are ways to prevent it. We’ll show you how. What does buyer’s remorse mean? Buyer’s remorse is regretting spending money […]