6 Effective Strategies to Boost Your Savings With Cashback Cards

TimeImage Production / Shutterstock.com Cashback credit cards can be a great tool for building savings, offering rewards for everyday purchases. By using them strategically, you can earn cash that helps you save more without changing your spending habits. Here are six effective strategies to maximize your earnings with cashback cards.

8 Tips to Get Your Job Search on the Right Track in the New Year

LightField Studios / Shutterstock.com The new year often brings hope, optimism, and, of course, resolutions. For some, that means breathing new life into your career goals. Maybe you’ve decided this is the year you’re going after a promotion or finally making that career change. Perhaps retirement is on the horizon, but you’re not ready for […]

10 Must-Know Facts and Trends About Remote and Hybrid Work

Ground Picture / Shutterstock.com The modern work landscape has changed dramatically and permanently in just a few years. As the benefits for employers and employees alike have come to light, so has the perception and acceptance of remote work. Having a choice of work environment and location is now a key factor for many job […]

Debt Avalanche vs Debt Snowball (which method is best for you)

Struggling with multiple debts and not sure which one to pay off first? You have two main strategies to choose from: the debt avalanche method, or the debt snowball method. This guide breaks down both approaches with real examples, helping you choose the method that matches your personality and financial goals. Whether you prefer mathematical […]

Debt-To-Asset Ratio (The Good, The Bad, And What Lenders Want)

Whether you own a business or want to make smarter money moves, your debt-to-asset ratio plays a key role in determining your eligibility to borrow money. In this article we will discuss how to calculate your ratio, identify a favorable ratio, and what lenders examine in your financial records. You’ll discover ways to improve your […]

Best Budgeting Template & Spreadsheets and App (expert picks)

When it comes to mastering your finances, having the right budgeting system in place is a game-changer. But the truth is, most traditional budgeting methods feel restrictive and overwhelming. That’s where my Conscious Spending Plan (CSP) comes in. It’s not just a budgeting tool—it’s a lifestyle shift designed to help you spend confidently and guilt-free […]

Conscious Spending Basics (a guide to achieving your Rich Life)

I want to introduce you to my Conscious Spending Plan (CSP)–a personal and flexible way to manage your money without the stress of budgeting or the guilt of spending on the things you love. The Conscious Spending Plan lets you focus on what matters most—living your Rich Life—without stressing over every dollar. Download My CSP […]