The world wants you to be vanilla. It has a funny way of trying to make you conform, though. Nobody will come right out and say it. Instead, they’ll say things like: “Are you really wearing THAT?” “Start a business? You should just be happy to have a job” “You need to buy a house. […]
Category Archives: How to Build wealth
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When I was a kid and our family would take a road trip, my dad would tell us to stay in the car while he checked us into a motel. That’s because, to save money, he would get a motel room with 2 single beds — for a family of 6. Then once he got […]
Krakenimages.com / Shutterstock.com Most of us will never find a treasure like the sweater once owned by legendary football coach Vince Lombardi that a Knoxville, Tennessee, couple bought at Goodwill for 58 cents and resold for $43,000. But, chin up. There’s still plenty of profit to made in the humble objects that surround us every […]
Olena Yakobchuk / Shutterstock.com Gone are the days when you had to rely on Craigslist or eBay to sell your unwanted clutter. Today, there’s a plethora of websites and apps — from Facebook Marketplace to Letgo and OfferUp — that can help you get cash for your unwanted items by connecting you with buyers in […]
Creating a budget doesn’t have to mean setting yourself up for a life of restriction. By improving your money management, you can focus on making your money work for you. That means spending more on the things you want while still staying in control so you can achieve your long-term financial goals. The right spreadsheet […]
According to Gallup research, 62 is the average retirement age for Americans; however, there is no one right retirement age. The ideal age for you will depend on many factors, from your personal preferences to your lifestyle and the nature of your work. For example, if your job is physically demanding, early retirement might be […]
Personal finance software isn’t just something for accountants and personal finance managers. Everyone can benefit from user-friendly software to help manage their money. The right solution can make it easier to plan and track your spending, helping you become a more fiscally responsible adult. There are plenty of easy-to-use tools available. You don’t have to […]
The debt snowball method is a system that concentrates on paying off debts with the lowest balance first. The idea is that you’ll be able to clear your smallest debt the quickest. This allows for a quick win, which can keep you motivated to continue paying off your debts. Once you pay off the smallest […]
Net worth provides a quick snapshot of your overall financial health. This simple figure is calculated by subtracting the dollar-value equivalent of all of your debts from all of your assets. Knowing your net worth can help you determine where you are in your financial journey — and, just as importantly, where you want to […]
Oleg Romanko / Shutterstock.com Shopping thrift stores, flea markets and estate sales can be overwhelming. With the sheer volume of stuff, how do you know where to start? How do you spot gems amid all the junk? As a professional reseller who has been combing through thrift stores for the better part of 30 years, […]