Why Finding a Job Takes Longer Now and How to Protect Your Finances

Luna Vandoorne / Shutterstock.com If you’ve been job hunting lately and feeling like it’s taking forever, you’re not imagining things. The latest unemployment data shows the unemployment rate remains relatively low at 4.2%, yet finding a new job has become significantly harder over the past six months, according to a recent analysis from CNBC. Economists […]

Now There’s Good News and Bad News About the Social Security COLA

fizkes / Shutterstock.com The estimated Social Security inflation adjustment for 2026 is creeping up. The Senior Citizens League now projects that the Social Security cost-of-living adjustment (COLA) will be 2.5% next year. That’s based on new inflation data released by the U.S. Bureau of Labor Statistics today. It shows that the annual inflation rate edged […]

Do You Have What It Takes to Retire Early in Today’s Economy?

TORWAISTUDIO / Shutterstock.com Early retirement has become the holy grail of financial planning, especially as work-life balance conversations dominate water cooler talk. But here’s the thing: pulling off an early exit from the workforce requires more than wishful thinking and a healthy 401(k) balance. The reality, as outlined by New York Life and echoed by […]

Google’s Ad Team Cuts Could Drive up Prices for Everything You Buy

Sundry Photography / Shutterstock.com Google has offered voluntary buyouts to staff in its core Search and Ads unit, according to a report from CNBC. While the move is framed as cost-cutting, it touches the very heart of Google’s advertising engine. That part of the business drives nearly $50 billion in quarterly revenue. Although the layoffs […]

How Fast Can Fortunes Change? Lessons From the Fed Survey

Artashes / Shutterstock.com The Federal Reserve’s latest Survey of Consumer Finances reveals how dramatically American household wealth shifted during the pandemic. Families experienced unprecedented financial changes that created clear winners and losers across all income levels. Some households built substantial savings while others fell further behind. Homeowners saw massive property value gains while renters…

Episode 212. “He’s terrified of losing it all—so she’s losing him”

Vanessa (48) and George (59) have been married for five years and run two businesses together, but still keep their finances separate, leading to recurring tension, resentment, and financial instability. Vanessa is a risk-tolerant entrepreneur who sees money as a tool for growth. George is nearing retirement, risk-averse, and clings to financial security. They […] […]

Why Women Face a $400,000 Retirement Savings Gap and How New Laws Could Help

Jason Stitt / Shutterstock.com The retirement savings gap between men and women remains a pressing concern, with women often entering retirement with significantly less financial security. CNBC estimates that women enter retirement with up to $400,000 less than men, reflecting a lifetime of lower wages, interrupted careers, and unequal access to retirement benefits. To address […]

10 Questions to Ask Before Taking a Job in Retirement

Drazen Zigic / Shutterstock.com More Americans are working after retirement, whether for financial stability, social connection, or personal fulfillment. About 19% of adults 65 and older are still employed, according to a 2024 Pew Research Center analysis. But before you take on a new role, it’s important to think through how it fits into your […]

Millions of Americans Are Working Past 65 and Reshaping the Meaning of Retirement

Image Point Fr / Shutterstock.com Working well into your 60s, 70s, and even 80s isn’t just becoming more common. It’s transforming retirement in America. Nearly one in five adults over 65 now holds a job, a figure that continues to climb, according to a Pew Research Center analysis. This shift marks a dramatic departure from […]