Mix and Match Studio / Shutterstock.com I come from a long line of “dejunkers.” We’re those people who constantly scan their homes for items that haven’t been used for a while — and toss them out. But when I married a graduate student, and we lived on a marginal income, I realized that some of […]
Looking to nail a phone interview you have coming up? Well read on. Interviewing is hard. One of the few ways to make it even harder is to make it a phone interview. In-person, you can read and respond to all of the interviewer’s physical cues, but on the phone you’re often left to guess […]
Strategic asset allocation is the practice of setting a goal for each of your asset classes (e.g., stocks, bonds, cash), and rebalancing it every year as you realize earnings on your investments. This is a great tactic if you want to: Focus on long-term financial goals Enjoy a hands-off approach to your portfolio — and not wring […]
Burlingham / Shutterstock.com The price of everything — from groceries to your dream home — suddenly seems to be out of control. It sure would be nice to have a job that puts a couple of extra coins into your pocket. Despite the coronavirus pandemic, salaries for college graduates are climbing, according to the latest […]
How do most people choose a career? Well…they don’t. They stumble into a job after college, take whatever they can get, then follow one of the few paths available from that random job. No wonder most people are frustrated in their careers. But there actually IS a way to narrow down your potential interests to […]
Buying a house has been sold as a major part of the American Dream, but for many people, it doesn’t make sense for financial or lifestyle reasons. There are some good reasons to buy a house, but it’s important to examine your reasons before you make one of the biggest financial decisions of your life. […]
ImageFlow / Shutterstock.com Editor’s Note: This story originally appeared on SmartAsset.com. The COVID-19 pandemic has significantly affected the U.S. job market, and its impact will likely be felt for some time. After publishing 2019-2029 job projections in the fall of 2020 that did not capture the effects of the pandemic, the Bureau of Labor Statistics […]
michaeljung / Shutterstock.com Editor’s Note: This story originally appeared on SmartAsset.com. The U.S. Bureau of Labor Statistics says that roughly 1 out of 10 workers in 2020 were union members (10.8%). Membership has gone up 0.5% since 2019, but has decreased by more than half since 1983, when approximately 1 out of 5 workers were […]
Tom Stepanov / Shutterstock.com Editor’s Note: Error: Partner attribution requires a canonical URL but none was specified. Cryptocurrency (or “crypto”) refers to digital currencies that can be used to buy regular goods and services. But instead of relying on paper money or banks to complete transactions, cryptocurrencies make use of a decentralized online ledger to […]
ViDI Studio / Shutterstock.com Editor’s Note: This story originally appeared on SmartAsset.com. Nearly half of all Americans depend on secondary work to get by. This is largely hidden from Bureau of Labor Statistics and U.S. Census Bureau data. According to census data, 7.8% of Americans work more than one job. Having multiple streams of income […]