szefei / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. 2021 was Year Two of the pandemic, and chances are most of us spent a lot of time at home realizing just how much stuff we have on our hands. When you find yourself faced with clutter, there’s one good solution: Try […]
Prostock-studio / Shutterstock.com 2021 was a year of runaway inflation in the U.S. If you lived on the minimum wage, it was hard to keep up with rising costs. However, help is on the way. Nearly half of U.S. states are bumping their minimum wages higher in 2022, according to a roundup from Paycor, a […]
Tell me how this sounds: Living in sunny Puerto Rico, swimming in the ocean in the afternoons Running your own business that emphasizes your strengths and gives you the freedom to work how you want Not having to do the dishes Having a boutique closet Keeping your life simple with few personal obligations and responsibilities […]
The world wants you to be vanilla. It has a funny way of trying to make you conform, though. Nobody will come right out and say it. Instead, they’ll say things like: “Are you really wearing THAT?” “Start a business? You should just be happy to have a job” “You need to buy a house. […]
When I was a kid and our family would take a road trip, my dad would tell us to stay in the car while he checked us into a motel. That’s because, to save money, he would get a motel room with 2 single beds — for a family of 6. Then once he got […]
Krakenimages.com / Shutterstock.com Most of us will never find a treasure like the sweater once owned by legendary football coach Vince Lombardi that a Knoxville, Tennessee, couple bought at Goodwill for 58 cents and resold for $43,000. But, chin up. There’s still plenty of profit to made in the humble objects that surround us every […]
Olena Yakobchuk / Shutterstock.com Gone are the days when you had to rely on Craigslist or eBay to sell your unwanted clutter. Today, there’s a plethora of websites and apps — from Facebook Marketplace to Letgo and OfferUp — that can help you get cash for your unwanted items by connecting you with buyers in […]
Creating a budget doesn’t have to mean setting yourself up for a life of restriction. By improving your money management, you can focus on making your money work for you. That means spending more on the things you want while still staying in control so you can achieve your long-term financial goals. The right spreadsheet […]
According to Gallup research, 62 is the average retirement age for Americans; however, there is no one right retirement age. The ideal age for you will depend on many factors, from your personal preferences to your lifestyle and the nature of your work. For example, if your job is physically demanding, early retirement might be […]
Personal finance software isn’t just something for accountants and personal finance managers. Everyone can benefit from user-friendly software to help manage their money. The right solution can make it easier to plan and track your spending, helping you become a more fiscally responsible adult. There are plenty of easy-to-use tools available. You don’t have to […]