Student loans in America average near the $40,000 mark, and it makes it difficult to decide whether to invest or pay off student loans. Because, let’s face it, getting out of debt and saving for retirement is equally as important. Pay down debt or invest? Factors to consider There are three elements that determine which […]
Author Archives: lvnlegend19
When it comes to building the best investment portfolio, you’ll often hear that diversification is key. But what does that even mean — and why do you need to bother with it? After all, you already own a wide range of stocks, from that skyrocketing Amazon stock to your Apple and eBay stocks, and you’re […]
Many of us have dreamed of the potential of early retirement or FIRE, but it can be overwhelming to figure out how you might sustain yourself as you move into this new phase of your life. Luckily, there are many options. Aside from saving the amount you need to retire, you can also leverage several […]
What if you lost your job today and needed a new job in a week? Could you do it? What if you just wanted some advice for a tough career decision? Is there someone you could ask? Or what if you wanted to make a big career change, like switching industries? Is there anyone you […]
Being put on a Performance Improvement Plan (PIP) can feel like a kick to the gut, especially if it comes out of the blue and you don’t understand why. However, in most cases, it’s not a surprise. It usually comes after an employee has been struggling in their role or with some other issue at […]
Anneka / Shutterstock.com As a longtime collector and reseller, I’m constantly on the lookout for “sleeper items” — common household goods that bring uncommon prices in the resale market. While other pickers are busy trying to find that one big score, I like to focus on the humble objects that have a quiet but fanatical […]
I always say, “Show me a person’s calendar and I’ll show you their priorities.” Well, I have a newer version of that: Show me a person’s spending, and I can show you what they love. I spent years talking to people about their spending habits, and I boiled them down to 10 “Money Dials.” They’re […]
fizkes / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. If you’re ready to say goodbye to your 9-to-5, you’re not alone. Millions of workers have quit their jobs in the past year, prompting the term “the Great Resignation.” Countless others are considering making that move. According to the Society for Human […]
Work from home remote smiling woman diverse laptop Many a freelancer has plunged right into business without much preparation. Some swim, others sink. A blind plunge might work, but it’s chancy. Nailing down the following things before making the leap will help you stay afloat in your new venture.
Monkey Business Images / Shutterstock.com Editor’s Note: This story originally appeared on SmartAsset.com. Hispanic and Latino Americans have seen some of the highest unemployment rates during the COVID-19 pandemic of any race and ethnic group for which the Bureau of Labor Statistics (BLS) reports data. In the second quarter of 2020, the Hispanic and Latino […]