Olena Yakobchuk / Shutterstock.com Gone are the days when you had to rely on Craigslist or eBay to sell your unwanted clutter. Today, there’s a plethora of websites and apps — from Facebook Marketplace to Letgo and OfferUp — that can help you get cash for your unwanted items by connecting you with buyers in […]
Author Archives: lvnlegend19
Creating a budget doesn’t have to mean setting yourself up for a life of restriction. By improving your money management, you can focus on making your money work for you. That means spending more on the things you want while still staying in control so you can achieve your long-term financial goals. The right spreadsheet […]
According to Gallup research, 62 is the average retirement age for Americans; however, there is no one right retirement age. The ideal age for you will depend on many factors, from your personal preferences to your lifestyle and the nature of your work. For example, if your job is physically demanding, early retirement might be […]
Personal finance software isn’t just something for accountants and personal finance managers. Everyone can benefit from user-friendly software to help manage their money. The right solution can make it easier to plan and track your spending, helping you become a more fiscally responsible adult. There are plenty of easy-to-use tools available. You don’t have to […]
The debt snowball method is a system that concentrates on paying off debts with the lowest balance first. The idea is that you’ll be able to clear your smallest debt the quickest. This allows for a quick win, which can keep you motivated to continue paying off your debts. Once you pay off the smallest […]
Net worth provides a quick snapshot of your overall financial health. This simple figure is calculated by subtracting the dollar-value equivalent of all of your debts from all of your assets. Knowing your net worth can help you determine where you are in your financial journey — and, just as importantly, where you want to […]
Oleg Romanko / Shutterstock.com Shopping thrift stores, flea markets and estate sales can be overwhelming. With the sheer volume of stuff, how do you know where to start? How do you spot gems amid all the junk? As a professional reseller who has been combing through thrift stores for the better part of 30 years, […]
fizkes / Shutterstock.com For myriad reasons, many seniors and retirees are staying in or jumping back into the job world. Money Talks News reports that by 2028 nearly a quarter of people 65 and older will be working. Reasons include staving off boredom and loneliness, saving for big expenses, paying off debt, or simple financial […]
Ljupco Smokovski / Shutterstock.com Editor’s Note: This story originally appeared on Self. In 2021, the average net worth in an American household headed by a person age 64-75 reached over $1.2 million, while the average household headed by someone under 35 had a net worth of just $76,000. With these massive generational wealth gaps, Self […]
A health savings account (HSA) can be a practical part of your comprehensive money management strategy. HSAs provide a secure place to keep pre-tax money and let it grow tax-free. You can later use the cash in your HSA account for qualified health care expenses. In addition to helping you save on medical costs, investing […]