Meet Matteo

“I get emails from my subscribers saying my copy resonates with them.” — Matteo Manferdini “I’ve always been a natural teacher” Matteo Manferdini is an experienced iOS developer. As a freelance consultant, he realized many people lack the knowledge he has about creating great apps. “Most material online is about useless tactics like App Store […]

Asset Allocation By Age

Asset allocation is the process of dividing your investment portfolio into different asset classes, or groups of investments. Each group offers unique characteristics that are defined by risks and returns. Here’s what typical investors’ asset allocations—remember, that’s the mix of different investments—might look like as they get older. These figures are taken from Vanguard’s target […]

Small, Large & Mid Cap Stocks (+Importance of Diversification) 

Stocks and Bonds have Many Flavors You’ll see each of the different types of Stocks and Bonds; and how they differ from each other. STOCKS BONDS Large-Cap – Big companies with a market capitalization (“market cap,” which is defined as outstanding shares times the stock price) over $10 billion Government – An ultra-safe investment that’s […]

​​High Risk vs. Low Risk Investing (The Reality)

Life isn’t just about target date funds and index funds. Lots of people understand that, logically, they should create a well-diversified portfolio of low-cost funds. But they also want to have fun investing. If you feel this way, sure, use a small part of your portfolio for “high risk” investing—but treat it as fun money, […]

Are Index Funds A Good Investment? (Professionals Agree)

In 1975, John Bogle, the founder of Vanguard, introduced the world’s first index fund. These simple funds buy stocks and match the market (more precisely, to match an “index” of the market, such as the S&P 500), versus the traditional mutual fund, which employs an expensive staff of “experts” who try to predict which stocks […]